SMSF for Commercial Properties: Unlocking Investment Potential

 Self-Managed Superannuation Funds (SMSFs) offer a powerful way for investors to take control of their financial future. One lucrative strategy is investing in commercial properties through an SMSF. At Wizwealth Finance, we specialize in helping our clients leverage the benefits of SMSFs to grow their wealth while maintaining flexibility and control.

Why Choose SMSF for Commercial Investments?

Investing in commercial property through an SMSF provides several advantages. Firstly, it offers tax benefits. Rental income from the property is taxed at a concessional rate of 15%, and if the property is sold during the pension phase, the capital gains tax can be reduced to zero.

Secondly, SMSF allows direct ownership of the property, ensuring that you have full control over leasing terms and tenant selection. This makes it an attractive option for business owners who can lease the property back to their own business at market rates, ensuring a steady income stream for their SMSF.

Steps to Invest in Commercial Property with SMSF

  1. Establish Your SMSF: Setting up an SMSF requires compliance with regulations, and our team at Wizwealth Finance ensures a seamless process.
  2. Strategize Investment: We assist in identifying commercial properties that align with your financial goals and SMSF requirements.
  3. Secure Financing: SMSFs can borrow to invest in property through Limited Recourse Borrowing Arrangements (LRBA). Our experts guide you through securing the necessary finance.
  4. Ongoing Management: With Wizwealth Finance, you’ll have expert support in managing compliance, taxation, and reporting for your SMSF investments.

Partner with Wizwealth Finance

Commercial property investments via SMSFs can be a game-changer for wealth creation. At Wizwealth Finance, we help you navigate the complexities of SMSF regulations and maximize your investment potential. Contact us today to learn more about how SMSFs can work for your commercial property goals!

For More info: SMSF Loan process

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